About Citrus Circle
Rowen David
Founder & Managing Director — Citrus Circle
Rowen David is a seasoned economist, trade finance and banking professional with over a decade of experience spanning credit risk, financial planning, and international trade instruments. He built a reputation for structuring operationally efficient, real-economy financial solutions that strengthen liquidity and reduce counter-party risk.
Rowen has helped businesses access working-capital funding and facilitate international trade agreements through regulated banking instruments such as Letters of Credit (LCs), Standby LCs (SBLCs), and Bank Guarantees (BGs). His career in retail and corporate banking gave him a grounded understanding of financial systems from both institutional and client perspectives.
Rowen has a Master of Business Administration (MBA), a Bachelor of Commerce in Finance, and Charted Financial Analysis . He has also completed other Financial Regulatory Exams, underscoring his commitment to compliant and ethical financial practice.
At Citrus Circle, Rowen brings together his academic insight and professional Presque to pioneer a new model of ethical, profit-sharing finance.